Budget · Holidays · Life

Christmas shopping in July

ChristmasFourth of July is over, which means half the internet will start raging about Christmas items starting to pop up in stores. That’s right, the C word is being uttered again. My youtube feed? Full of Christmas. I get the outrage. It is 98 degrees outside; how can anyone be in the mood to binge watch Hallmark Christmas movies?!?!

That said, the reality is, you do need to start thinking about the holiday season. You just do. Sorry.

Here’s why:

Holidays are expensive. You need a plan to pay for all the gifts, booze, food, etc. and putting it on your credit card isn’t an option. I mean, it is an option, but probably not a good one. Start putting away $50 a month or paycheck now and save yourself the stress later. Personally, I have 3 months a year where I get an extra* check, which Z. and I put away in a saving account to pay for the holiday season.

Consider starting to shop now, as well. I wrote a post two years ago (https://bluegrassandpearls.com/2016/07/25/christmas-in-july/) on how I start Christmas shopping at this time of year. I still do that, but a little differently. Somewhere along the past two years, I have become more stable, as have my siblings and my friends. In general, the people in my life have moved beyond needing things and on to liking things. As such, it has been even more important for me to watch sales. I spend more money buying designer earrings and barefoot dream cardigans now, so watching for sales is a must. Moreover, the best sales happen throughout the year, not at the holidays.

If you are going to make Christmas presents, you must start now. I don’t do that as I don’t have the skills, but you might. What I do know is that you don’t want to be up the night before Christmas working nonstop to finish that awesome Pinterest craft you know will be perfect for Granny. Just start now, thank me later.

By the same token, you won’t be sitting at your desk the week before Christmas praying that Amazon shipping actually will work this year.

Planning this far ahead also means that you don’t have to spend the holidays in the mall. You can focus on spending the holiday months sipping cocoa while debating if Harry Potter is a Halloween or Christmas movie (its Halloween, btw)

Just give it a try. See how it fits for you!

Fourth of July is over, which means half the internet will start raging about Christmas items starting to pop up in stores. That’s right, the C word is being uttered again. My youtube feed? Full of Christmas. I get the outrage. It is 98 degrees outside; how can anyone be in the mood to binge watch Hallmark Christmas movies?!?!

That said, the reality is, you do need to start thinking about the holiday season. You just do. Sorry.

Here’s why:

Holidays are expensive. You need a plan to pay for all the gifts, booze, food, etc. and putting it on your credit card isn’t an option. I mean, it is an option, but probably not a good one. Start putting away $50 a month or paycheck now and save yourself the stress later. Personally, I have 3 months a year where I get an extra* check, which Z. and I put away in a saving account to pay for the holiday season.

Consider starting to shop now, as well. I wrote a post two years ago (https://bluegrassandpearls.com/2016/07/25/christmas-in-july/) on how I start Christmas shopping at this time of year. I still do that, but a little differently. Somewhere along the past two years, I have become more stable, as have my siblings and my friends. In general, the people in my life have moved beyond needing things and on to liking things. As such, it has been even more important for me to watch sales. I spend more money buying designer earrings and barefoot dream cardigans now, so watching for sales is a must.

If you are going to make Christmas presents, you must start now. I don’t do that as I don’t have the skills, but you might. What I do know is that you don’t want to be up the night before Christmas working nonstop to finish that awesome Pinterest craft you know will be perfect for Granny. Just start now, thank me later.

By the same token, you won’t be sitting at your desk the week before Christmas praying that Amazon shipping actually will work this year.

Planning this far ahead also means that you don’t have to spend the holidays in the mall. You can focus on spending the holiday months sipping cocoa while debating if Harry Potter is a Halloween or Christmas movie (its Halloween, btw)

Just give it a try. See how it fits for you!

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